All the challenges
2025

THE FUTURE OF AUTO FINANCE: AI, INTEGRATION AND SUSTAINABILITY

Applications open
Deadline: 06/08/2025

TARGET

With this initiative, CA Auto Bank and Drivalia are seeking new technology providers with whom to build the future of automotive finance.

Participants who successfully submit an application will be able to get directly in touch with CA Auto Bank and Drivalia to present the solution. All applications will be evaluated, and the best proposals will be eligible for resources from CA Auto Bank and Drivalia to develop the pilot stage necessary to assess the merits of the proposed use case.

The initiative is open only to companies that are incorporated, generating revenue or have at least one working and validated prototype.

Participation in Digital Factory is free; applications must be submitted by Wednesday, August 6, 2025 at 11:59 p.m.

Apply now

Have you read the Digital Factory guidelines and want to submit your innovative project? Fill out the application form with all the required information and attachments so that we can best evaluate your proposal.

AREAS OF INTEREST

The call for innovation “The Future of Auto Finance: AI, Integration and Sustainability,” implemented and conducted as part of the Digital Factory initiative, focuses on the future of auto finance with a focus on the following areas of interest:

advanced process optimization solutions aimed at improving operational efficiency through automation, predictive analytics and intelligent systems integration, reducing errors and management time;

advanced document management solutions, with innovative tools for automated processing of documents and claims, identification of discrepancies and synthesis of key information for a more efficient and accurate process;

dynamic pricing systems for the rental industry, designed to automatically adjust rates based on market fluctuations, demand, historical data and forecast analysis, providing greater flexibility and responsiveness to industry trends;

innovative cybersecurity solutions, focused on advanced browser protection, critical infrastructure security, effective management of vulnerabilities identified in industry reports, and proactive defense against emerging cyber threats;

technologies based on conversational AI and chatbots, aimed at optimizing customer service and automating the handling of requests, including contracts, rentals, and advanced website support;

innovative solutions in the ESG field, aimed at introducing strategic approaches to integrate sustainability principles into the credit and mobility sectors;

advanced legal management and regulatory compliance tools to support in the interpretation and enforcement of regulations, improving operational efficiency and reducing the risk of non-compliance;

innovative solutions for improving corporate welfare and communication through gamification;

mobility and fleet management, and vehicle re-entry valuation: This theme focuses on how technologies can optimize the management of vehicle fleets (corporate, rental, car-sharing) and the process of valuing and pricing vehicles at the end of their use cycle or at re-entry. Solutions are sought that improve predictive fleet monitoring and maintenance, logistics management, optimized vehicle allocation, and use data and AI for pricing;

other innovative solutions inherent in the group's strategic objectives described in Art. 2.

The evaluation process

Preliminary analysis

All proposals collected through the form on the website will be processed and evaluated. Each proposal will be collected in a project sheet. The Digital Factory team will conduct a preliminary analysis to verify the presence of all the necessary information to proceed with a technical evaluation, reserving the right to request additions to the submitted documentation.

Technical evaluation and selection

I3P and CA Auto Bank will conduct a technical evaluation of each proposal collected to identify the maturity level of the company, the potential benefit of the proposed use case compared to other solutions available in the market, the interest of the proposed application scope, and the applicability of the solution within CA Auto Bank.

Business case

Candidates who proposed the most interesting use cases will then be contacted directly by the Digital Factory team to build a business case together to present to CA Auto Bank managers.

Collaboration agreement

Candidates will then have the opportunity to negotiate a collaboration agreement with CA Auto Bank both for the purpose of testing the presented use case and for the eventual negotiation of the proposed solution.

Evaluation Committee

The Evaluation Committee is in charge of the activity of evaluating the applications, in accordance with the criteria for evaluation and selection of projects of interest. The Evaluation Committee is composed of representatives of CA Auto Bank, representatives of Drivalia, and representatives of I3P.

Learn about the regulations

Download the complete initiative regulations to learn about the objectives, evaluation criteria and opportunities up for grabs.